ALBANY, NY (WIVB) – The New York State Senate passed legislation that would enable drivers to have proof of auto insurance on their smartphones, rather than having to produce a paper insurance card.
Current law states that motorists must show written proof of insurance. However many insurance companies offer apps for cell phones or tablets that display the insurance information. People may find it more convenient to have the information accessible electronically rather than having a paper document which can easily be lost or misplaced. The proposed legislation would allow, but not require insurers to offer proof of insurance in an electronic format.
According to the Property Casualty Insurers Association of America, 24 states already allow drivers to prove insurance coverage with a wireless device. Seventeen states have approved the new laws this year.
The bill was sent to the Assembly.